Since 1996, FINANTA has distinguished itself among the region’s nonprofit lenders by facilitating access to capital and consultation services in a cultural and socially sensitive manner.














Why It Is Important

In the United States, an excessive 20% of households are financially underserved, and 7% are not served by mainstream financial systems.  That is more than 26 million households and families being excluded from traditional banking.

In the Philadelphia region, this problem is exacerbated by a poverty rate that is significantly higher than the national average at 25%.  This rate is even greater among minorities, immigrants, and women.  Without access to capital, these populations are susceptible to predatory lending to buy a home, purchase essential goods, or run a business.

WE believe in uplifting our financially underserved consumers, entrepreneurs, and homebuyers in our communities.

OUR lenders know how to approach the cultural, language, and social challenges many of our clients encounter, allowing to effectively deploy financial services to the unbanked and underbanked.  Because of this attentive, hands-on, and unique approach to access to capital and financial counseling,  we have averaged less than 1.2% loan loss since 1996, lower than traditional banking industry’s average.  OUR programs are designed to strengthen borrowers’ credit and financial capacity, providing them with the FINANTA resources they need to build credit, receive additional and larger loans, or approach mainstream banking services of their choice. 

FINANTA’s Impact



lent to 2,500+ borrowers in our market.



$10.5+ MILLION

in 410+ mortgages for first-time homebuyers and families.




lent in over 1,450+ microloans to 100 groups in 153 borrowing cycles .



4,468+ JOBS

created or retained through FINANTA’s work in the region.


99,400+ HRS

of technical assistance and personalized credit building provided.




served with lending and technical assistance from FINANTA.


OUR Clients

62% Immigrant  

“I was amazed by their product. They really reach out into the community and help people become self-sufficient.  They coach people until they are able to build financial capability.”

– Elhadji Ndiaye, Owner of Radio XALAAT, Immigrant from Senegal

 92% Minority

“FINANTA has been there for us 100%.  Our lender has been so helpful, and the technical assistance has been essential every step of the way.”

  • -Santiago & Margarita Principe, Owners of Lechonera Principe, Puerto Rican restaurant

    49% Women

“When other banks turned us away, FINANTA was the only one supporting our vision.”

  • – Joan Verratti, Owner of PollyOdd Fine Liquors, and first female distiller in the United States.