Since 1996, FINANTA has distinguished itself among the region’s nonprofit lenders by facilitating access to capital and consultation services in a culturally and socially conscious manner.














Why It’s Important

In the United States, a shocking 20% of households are financially underserved, and 7% are not served at all by the mainstream financial system. That’s more than 26 million households and families being excluded from traditional banking.

In the Philadelphia region, this problem is exacerbated by a poverty rate that’s significantly higher than the national average at 25%. This rate is even greater among minorities, immigrants, and women. Without access to loans, these populations are susceptible to predatory loans to obtain the capital they need to buy a home, run a business, or purchase essential goods. 

FINANTA believes in the importance of uplifting financially underserved entrepreneurs, homebuyers, and consumers in communities and commercial corridors in and around Philadelphia.

FINANTA lenders are uniquely aware of the cultural, social, and language challenges many of its clients encounter, allowing the organization to effectively administer financial services to unbanked and underbanked populations. Because of this uniquely attentive and hands-on approach to financial counseling, FINANTA has an incredibly low 3% default rate and 1.2% loan loss, lower than the traditional banking industry average. FINANTA’s programs are designed to strengthen borrowers’ credit and financial capability, giving them the resources they need to receive additional loans from FINANTA or mainstream banking services. 

FINANTA’s Impact



lent in the Philadelphia region and surrounding counties.




in mortgages to 48 deserving first-time homebuyers & families.




lent in over 800 microloans to 51 groups in 100+ borrowing cycles .


3,225+ JOBS

created or retained through FINANTA’s work in the region.


70,000+ HRS

of technical assistance and personalized credit building provided.



served with lending and technical assistance from FINANTA.


FINANTA’s Clients

69% Immigrant

I was amazed by their product. They really reach out into the community and help people become self-sufficient. They pick people up and coach them until they are financially literate.

– Elhadji Ndiaye, Owner of Radio XALAAT, Immigrant from Senegal

 90% Minority

“FINANTA has been there for us 100%. Our lender has been so helpful, and the technical assistance has been essential every step of the way.”

-Santiago & Margarita Principe, Owners of Lechonera Principe, Puerto Rican restaurant

45% Women

“When other banks turned us away, [FINANTA] were the only ones who would support our vision.”

– Joan Verratti, Owner of PollyOdd Fine Liquors, and first female distiller in the united states.