Business Loans

FINANTA offers business loans and lines of credit with fair, flexible, and transparent terms. FINANTA’s business loans are suitable for new and established businesses and can be used for a variety of needs ranging from working capital to expansion.

 

 

About

FINANTA’s business loans target both first-time borrowers and established businesses poised for growth yet unable to secure bank financing. These products help entrepreneurs become bankable and enable businesses to scale up, create community jobs, and ultimately revitalize local economies.

FINANTA lenders will work with you to determine the lending and technical assistance options that best suit your specific needs and financial circumstances. If you need to build credit before borrowing, FINANTA can help you establish or improve your credit and implement practices to stabilize your financial situation.

“Our business wouldn’t exist if it weren’t for FINANTA! We are so thankful for their loans and technical assistance, which helped us expand our business.”

Catherine and Paul
Fireball Printing

Loan Products

Express Loan

Up To $5,000

For FINANTA clients of 18+ months with a perfect FINANTA repayment history over the last 12 months

Loan closes within 1 week of application, with no closing fees and flexible terms of up to 24 months

May be used for working capital, inventory, equipment, supplies, marketing, and more

Includes technical assistance services such as credit building, budgeting, and project management

Microloan

Up To $50,000

Terms of repayment of 12 months per $10,000 borrowed, for up to 6 years

Typically used for working capital, equipment, and inventory

Includes technical assistance services such as credit building, budgeting, and project management

 

Line of Credit

Up to $100,000

Terms of repayment of up to 12 months

Generally used for working capital and contracts receivable

Includes technical assistance services such as credit building, budgeting, and project management

Small Business Loan

Up to $250,000

Terms of repayment of up to 8 years

Typically used for renovation, business expansion, and real estate acquisition

Includes technical assistance services such as credit building, budgeting, and project management

Accounts Receivable Fincancing

Flexible amounts and flexible terms

Designed to manage cash flow needs by advancing disbursements against accounts receivable

Includes technical assistance services such as credit building, budgeting, and project management

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Business Lending Team

Michael Alles

Vice President of lending

Michael oversees beginning-to-end small business lending processes including technical assistance, project management, and loan underwriting, closing, and servicing for entrepreneur borrowers.

Stella Tai

Assistant Vice President of Lending

Stella handles entrepreneur borrower applications, underwriting, and loan packaging, closing, and servicing. She speaks Swahili and English.