SMALL BUSINESS LOANS

Our customized loans and lines of credit offer fair, flexible, and transparent terms and can be used for a wide variety of business needs.

We target first-time borrowers and established businesses poised for growth, yet unable to secure bank financing. Our products enable these businesses to scale up, revitalizing economies, creating community jobs, and becoming bankable. If you have no- or basic credit reach out to one of our FINANTA credit builders. 

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TESTIMONIALS


Joan Veratti, PollyOdd "We wanted to expand our business, and no bank would approve us for a loan. We went to FINANTA, and two weeks later FINANTA approved us for a loan. They were the only ones who would support our vision. I would tell any small business that needs a loan to go to FINANTA."

  “A loan alongside technical assistance from FINANTA has helped me develop and expand my business greatly. With the help of FINANTA lenders, I now have plans to purchase my bakerys adjoining properties.”
– Silvia Paulino, Silvia’s Bakery

"When we opened our store we needed capital, but were too small for a regional bank. We went to FINANTA, and were provided the capital and technical assistance we needed to increase inventory and hire employees."

“When we opened our store on South Street, we needed capital but were too small for a regional bank. We went to FINANTA and were provided the capital and technical assistance we needed to increase inventory and hire employees. “
– Steve & Thao Harner, Bridgeset Sound  

Sylvia Paulino, Sylvia's Bakery "A loan alongside technical assistance from FINANTA has helped me develop and expand my business greatly. With the help of FINANTA lenders, i now have plans to purchase my bakerys adjoining properties."

   “When no bank would approve us for a loan to expand our business, we went to FINANTA. I brought my product in, discussed my business, and two weeks later we were approved for a loan. They were the only ones who would support our vision.”
– Joan Verratti, PollyOdd

 

LOAN PRODUCTS

Microloan  up to $50,000
  • Terms of repayment : 12 months per $10,000 borrowed up to 6 years.
  • Typically used for working capital, equipment & inventory.

 

Small Business Loan  up to $250,000
  • Terms of repayment : up to 8 years.
  • Typically used for business expansion, real estate acquisition, and renovation.

 

Line of Credit  up to $100,000
  • Terms of repayment : up to 12 months.
  • Typically used for working capital and contracts receivable.

 

Accounts Receivable Financing
  • Flexible amounts / Flexible terms
  • Designs to manage cash flow needs by advancing disbursements against accounts receivable.

  

Need to build credit capacity before borrowing?

 

 

FINANTA lenders will work with you to determine the lending and technical assistance options that best suit your needs. We can help you establish or improve your credit, and implement practices to stabilize your financial situation.

Read more about our TECHNICAL ASSITANCE SERVICES AND CREDIT BUILDING LOAN PRODUCTS.