Luis has been a pioneer in economic and housing development for over 30 years. In 1996, Luis founded FINANTA, a $16.5 million nonprofit mission-driven lender facilitating access to capital and technical assistance to entrepreneurs, first-time home buyers and consumers in the Philadelphia region. FINANTA has a substantial track record in business, homeownership, and consumer counseling, as well as a $47+ million history in micro/small business, mortgage, consumer, and nonprofit lending. Prior to founding FINANTA, Luis created and directed the CoreStates Community Development and Financing groups, a $66 million economic, housing, social, and cultural investment program of CoreStates Bank, NA, now Wells Fargo Bank. This program was unique and among the nations first non-profit community development arm of a commercial banking institution. A native of Costa Rica, Luis holds a Bachelors Degree in Architecture from the Federal University of Rio de Janeiro, Brazil, and a Masters Degree in Urban and Regional Planning from the University of New Orleans, Louisiana.